Encinitas Mortgage Is Your Local Home Loan Professional
Are you looking for the best possible mortgage for your situation (with the lowest rates in Encinitas)? You’ve come to the right place – because you’re likely not going to find it at your local banking outlet…
My name is Gene Gill, and I became a Mortgage Broker years ago because I love helping people – and I’ve found that the best way to do that is to help others understand their options. And yes, you do have options!
For most people, getting a home loan is going to be the single largest financial decision in their lives. Unfortunately, too many people don’t realize their options when it comes to buying a home, refinancing their mortgage or otherwise obtaining the financing they need – and it costs them, big time.
So don’t make the mistake of signing with the first lender that comes along for the sake of convenience – working with a broker like me can literally save you hundreds of dollars a month in cash-flow, simply because I have access to a full range of lenders throughout Canada, and each one has different strengths/weaknesses in terms of who they prefer to deal with.
Which means that – in almost every case – I can secure a better rate (and a better mortgage in general) for you than your local bank branch, period.
And if you’re self-employed, have bad credit, no/low income or otherwise have trouble obtaining financing from a traditional bank/lender – that’s OK! Remember – it’s all about the options. We work with a multitude of botique and specialty lenders, many of which actually focus on lending to “challenge” clients, and the rates are likely lower than you might think…
Getting started is easy – just let me know how I can help you by requesting a quick quote – which only takes 30 seconds by filling out the short form to your right on the screen ===>>>
And the best part?
I do all the heavy-lifting for you! You don’t have to navigate the confusing waters of “mortgage-speak”, nor do you have to try and negotiate the best rates possible with multiple lenders – or spend weeks shopping for the best possible mortgage. Instead, all you have to do is tell me what you need – and in almost every case, I can make it happen very quickly.
So take control of your future, and insist on saving the most amount of money possible, and most importantly – knowing ALL of your options.
Call me RIGHT NOW, at 1-760-652-9930
Or, take a few seconds and fill out the Quick-Quote form below – and I’ll contact you ASAP (normally within an hour on business days).
Remember – your mortgage is likely going to be the largest factor in your monthly cash-flow, and therefore your lifestyle, investment options and financial well-being for several years.
Doesn’t it make sense to get the very best mortgage you possibly can, by getting a broker like me to explore ALL the options for you?
Call or email me today, and we’ll get started in no time at all…
Let’s talk soon!
Sincerely
Gene Gill
Encinitas-Mortgage.com
1-760-652-9930
Encinitas Mortgage Company is a local Encinitas business. We are dedicated to Encinitas business and residential mortgage loan needs. Since we live and work in Encinitas, our passion is being the most helpful, professional and informed mortgage brokers in town.
Encinitas Mortgage has a variety of mortgage products that are sure to fit your needs. Here are some of them:
1. New home purchase.
A: Pre-Qualify. You are looking for a home and want to be pre-qualified so that when you do find the right home you are ready to pull the trigger with the confidence of knowing that you are already qualified for it.
B: Buying Home Now. You just now found the home you want and are ready to take to next step towards buying it. We can find you the best loan rate anywhere which can save you hundreds of dollars on your monthly payment.
2. Refinance your current loan. Take advantage of some of the lowest rates in years and you can save hundreds or thousands on your monthly payment.
3. Loan Modification. The real estate market is in great flux right now, so it takes a company with the dedication and experience of Encinitas Mortgage to find the program that best meets your needs.
4. Home equity loan – cash out. You are looking to pay off some high-interest loans, or an emergency has come up, or a great opportunity has dawned, and you need cash now. We can have a check in your hand usually within a few days. Don’t worry, your home still has a nice chunck of equity, so use it if you need it. Encinitas Mortgage are experts at finding the right rates and terms for you.
5. Home equity line of credit. You are anticipating something coming up, but not ready to pull the trigger just yet. A home equity line of credit gives you peace of mind that the money you may need is definitely there when want it. Encinitas Mortgage can arrange for you to access your funds in a number of creative ways.
6. Reverse Mortgage. This is another way to get cash out of your home, but only a little bit at a time, as you need it. Encinitas Mortgage is a leader in the Reverse Mortgage industry finding you the most money for your equity.
7. Underwater homeowners refinancing. Are you current but concerned? Refinancing through Encinitas Mortgage can give you the peace of mind you need. We will work to lower your current fixed interest rates or get rid of a rising adjustable interest rate. Our agents may be able to modify the terms of a loan with balloon payments to convert them into traditional 30 year fixed rate mortgage loans.
8. Underwater homeowners who are behind on their payments or facing foreclosure. Encinitas Mortgage has a number of options we offer to give you financial relief. We will help you try to qualify for one of the federally sponsored loan modification programs. This program may lower your principal balance and/or lower your current monthly payment. The idea here is to help you stay in your home until housing prices go back up.
If you are in need of mortgage financing and are ready to take the next step, then you have come to the right place. Do you absolutely demand the highest integrity and honesty?
If you demand the best, you have found your mortgage loan company. We are local. We care. We are here for the long run. We will do whatever it takes to get your deal done. With no hype. We offer straight-forward, honest communications with our client-friends from the beginning all the way through funding, and then hopefully for years to come.
If you would like to speak to a representative about your mortgage, call now or fill out the short form here and we will call you, usually within a few minutes.
We look forward to working with you to find the perfect mortgage solution for your exact situation – Encinitas Mortgage.